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Cancellation policy

Your refund depends on when we receive your cancellation. Four tiers, first match wins.

Last updated October 8, 2026.

  • Refund by timing
  • The details
  • Worked examples
  • Terms of use
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  • Cancellation policy

Your refund depends on when we receive your cancellation. This is a summary of section 7 of the Rental Agreement, which governs.

Refund by timing

When we receive your cancellationRefund
Within 24 hours of booking, and 48 hours or more before the start95%
48 hours or more before the start75%
24 hours or more, but less than 48 hours, before the start50%
Less than 24 hours before the start, or after it (including a no-show)None
Non-refundable booking (10% discount on the rental charge)None
CarmaCars cancels100%, including non-refundable bookings

The first row that fits applies. The "start" is the pickup time on your booking.

The details

  • How to cancel. Cancel in your renter portal or email bookings@carmacars.ca. Notice counts from when we receive it.
  • What the percentage applies to. The total you paid at booking.
  • Deposit. Taken about 1 hour before pickup. Any Deposit already taken is returned in full when a booking is cancelled.
  • How refunds are paid. To the card you paid with, within 10 business days after cancellation. Your bank may take longer to show it. A Deposit taken as a card hold is released, not refunded.
  • Early return. Returning the vehicle early earns no refund.
  • Identity check. If we cannot verify a driver, we refund what you paid. False documents, or no confirmed Coverage Option at pickup, count as cancelling at that time.
  • Breakdowns. Section 11 of the Rental Agreement covers replacement vehicles and refunds for unused time.

Worked examples

A booking with a $600.00 rental charge and $78.00 HST, $678.00 paid.

What happenedTierRefundKept
Booked 10 days ahead, cancelled 5 hours after booking95%$644.10$33.90
Cancelled 3 days before pickup75%$508.50$169.50
Booked 30 hours before pickup, cancelled 1 hour later50%$339.00$339.00

This policy does not limit any cancellation or refund right the Ontario Consumer Protection Act gives you.

What goes around, drives around.

Car rental in Toronto, picked up or delivered. Bring it back the way you got it, and so does your deposit.

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